TradeBasis Research, United States
Free reference reports and data for US used-vehicle dealers. Every figure is dated and sourced, and everything here is free to cite.
Report. First published 21 September 2026; updated 3 October 2026.
Reference benchmarks for US buy-here-pay-here lending: market size, loan terms, delinquency, charge-offs, repossession, funding and regulation, drawn from the Federal Reserve, issuer disclosures and industry data.
Monthly index, version 1.0-experimental. Latest month: August 2026 (40.4 out of 100). Released 26 September 2026.
An original TradeBasis score of the national economic pressure around BHPH lending, built from employment, household-budget and funding data. Includes the full method and monthly values.
TradeBasis is independent used-vehicle appraisal and market intelligence software for US franchised and independent dealers. It values vehicles against live US dealer listings and shows every comparable listing behind a valuation. TradeBasis is a product of Basis Software Inc.
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